Ok, if you want to claim his/her insurance, few things need to do before go to traffic police station do a report,

1) take photo/memorize his/her car plate number

5) bring IC, driver license, insurance copy and road tax copy or JPJ perakuan pendaftaran kenderaan (if have) to police station.

When you in police station, give them all needed document and they will question you how, where, when accident happen. So be smart when answer their question and let them know it is not your fault. Police will give you a small piece receipt, this is use to take the official police report that needed for insurance claim. The official report (RM4) only can take on working day office hour. After that police will take photo on both damaged car, it is better both party go to police station together so the case can settle faster. Just make sure report police within 24 hours after accident.

Next, you need call your insurance agent tell him you want to claim insurance and give him all necessary document below. Meantime, your car can be send to specify insurance panel garage for repairing advise by him.

1) IC photocopy

8.) official police report of person bang you and all of his insurance details. (agent can help you do this by pay him RM150++. RM100 pay for police? RM50 pay for agent transportation? I not sure)

Agents should be able settle all the rest without your attention after this. Normally your insurance company will bear the cost of repairing your car first, afterward they will claim back the money from perpetrator’s insurance company. Just the timeline repairing your car could be over 10 days depend on how the car damaged.

Good thing is other part damaged which not related to this accident, can be repair as well free of charge ….. what i heard from someone, insurance company will not send someone to verify if total repairing cost less than rm5k? Hmmm…. need to be confirm. If you read this and know it appreciate your reply.

This is my first time play Forex and luckily I’m profit in the demo account. What i thought it is easy to earn in Forex market and I start deposit $$$ to the live account. I fund $100 usd to OANDA and in the end I get $97.05 which I believe $2.95 deduct by paypal as processing fee.

I start trading with real money and guess what…… Forex trading is not easy as I thought as I start losing my money by few pair EURUSD. It pretty hard in live account because you will be greedy and start worry when you see your money lost just in few seconds. In demo account you will not care the money and I bet you never or seldom put stop loss since it’s not real.

I think I need to study and analysis more on the Forex to become an expert.

Port Dover, this is the place that we take ferry from UK to France. This is a damn big ship that can carry many buses and cars.

We are inside the ferry. A small cafe that let passenger sit down and have a cup of coffee. Also inside have tax free shop and restaurant.

On the roof top. I think this the highest floor, deck 9. I really enjoy warm sunshine and cool wind here.

Yeahz, I reached Belgium finally.

Art ?

St. Michael , Belgium.

One of the famous place in Belgium, Royal Galleries of Saint-Hubert.

Many restaurant here !

Seafood. Wah, look like delicious …

Manneken Pis sister ?? Ohhh … this is how girl piss, now I only know…

Most famous place, Grand Place.

It is a beer festival, everyone in Europe is heavy beer drinker.

I forgot what name is this. You need to touch his body part like head, hand, and other to get different luck.

Manneken Pis. A story behind on this, roughly like this little boy save the town or street by piss on the fire.

Beware he piss on your head … haha. By the way, you can’t get closer on it because it’s fenced.

Me and my friends go to London by National Rail from Liverpool Lime Street to London Euston Station. It take around 2 hours to reach London. You can online inside the train and there have table with electric socket so that you don’t have to worry on laptop out of battery.

Buckingham Palace is the official London residence of the British monarch. It open to the public on summer July till September. The entry fee is 16.50 pound per adult and 15 pound for student. I paid and go in have a visit, decoration inside very luxury and beautiful. Sorry no picture of inside palace because photography and video recording are not allow.

Buckingham Palace other side view from Buckingham Palace Garden. Buckingham Palace Garden is the largest private garden in London.

11.30am is the time of changing guard. This is one of the tourist attraction at Buckingham Palace. Look at the pictures, full of people.

Guards behind the gate. Do you remember Mr. Bean tease on the guard in one of his TV show ?

Changing guard.

London Underground also know as tube is the main transport in London. It can travel to every tourist attraction location and very convenient. Buy the Oyster card is best way when visit in London. The Oyster card is 3 pound deposit and refundable. Top-up the Oyster card and it charge with credit when you travel by London Underground. Every zone have different maximum charge, let say zone 1 maximum charge is 5.30pound, you can travel as much as you like till your Oyster card deduct 5.30pound and it’s no more charge after that.

London Underground map. Tube map. 11 line ! Don’t forget take the tube map, it available on every station.

Some London pictures.

St. Paul’s Cathedral.

Me at Millennium Bridge.

This picture take at Tate Modern, you can see St. Paul’s Cathedral and the Millennium Bridge.

Tower Bridge.

The London Eye.

Big Ben, London Eye at behind.

The London Eye.

London Eye at night. Beautiful.

Big Ben just opposite of the London Eye.

The London Eye night view, the building behind have several color spotlight.

Big Ben at night.

London Chinatown. Many chinese restaurant here.

British Museum. A lot of collection there include Ancient Egypt, Greek, Roman, Asia and more. You need spend a lot of time here if you want to explore whole British Museum.

Night at Tower Bridge.

Night view of Tower Bridge.

Some night scene in London.

Hyde Park.

Little squirrel at Hyde Park.

London really worth to visit. We are satisfy on this trip although just 3days time.  We take National Rail again go back to Liverpool Lime Street.

Actually there are still a lot of tourist attraction in London such as Tower of London, Madame Tussauds and more but I can’t afford those entry fee. I need save for next trip especially for 2 week Euro trip later.

The friendly match ticket price is 20 pound per adult. The English Premier League ticket should be much higher than 20 pound. This quite expensive to me but I willing to pay because it’s really a good chance to feel the real live atmosphere of the best league in the world.

8 August 2009 match day kick off at 3.00pm. Crowded at outside Anfield stadium.

Entering to inside stadium.

Inside Anfield stadium. My seat is far behind from the pitch.

Everytime I watch football match from TV, this is my first time watch English Premier League team in the stadium. The atmosphere at Anfield is great ! Now i only know they really love football and crazy on it!

Watch the video of players introduction before match start.

Full house although just a pre-season friendly match. Supporter also is a point to make the team strong.

Gerrard kicking corner.

Gerrard want kicking free kick.

During the match. When Forlan hold the ball, all Liverpool fans will be ‘wuu ~~’ on him hahaha .I don’t know why Liverpool fans hate him so much, maybe he is ex-Man Utd player.

Number 9 Torres. He is good in this match but no goal.

Fortunately I recorded a video when Liverpool goal on 81′. The video can’t see the goal but you can feel how the atmosphere inside stadium when Liverpool goal.

Final result Liverpool 1 – 2 Atletico Madrid. Atletico Madrid’s Aguero goal on 15′ and Forlan goal on 33′. Liverpool’s Lucas goal on 81′. Honestly, Atletico Madrid play much better than Liverpool, especially Aguero. He is a good player with good speed, good finishing and heading too. If Chelsea buy Aguero, it is a good signing.