Price at RM238,800.

Lot size: 22′ x 70′

Developer: Kinta Kemas Sd Bhd

Project Manager: SBG Land Sdn Bhd

On 28/3/2011 early morning, both of us took half day leave and went to the developer office to pay for the deposit of RM3,000

We have choose the middle unit which has 4 bedrooms with 4 toilets

Ground Floor Plan

First Floor Plan.

Ok, if you want to claim his/her insurance, few things need to do before go to traffic police station do a report,

1) take photo/memorize his/her car plate number

5) bring IC, driver license, insurance copy and road tax copy or JPJ perakuan pendaftaran kenderaan (if have) to police station.

When you in police station, give them all needed document and they will question you how, where, when accident happen. So be smart when answer their question and let them know it is not your fault. Police will give you a small piece receipt, this is use to take the official police report that needed for insurance claim. The official report (RM4) only can take on working day office hour. After that police will take photo on both damaged car, it is better both party go to police station together so the case can settle faster. Just make sure report police within 24 hours after accident.

Next, you need call your insurance agent tell him you want to claim insurance and give him all necessary document below. Meantime, your car can be send to specify insurance panel garage for repairing advise by him.

1) IC photocopy

8.) official police report of person bang you and all of his insurance details. (agent can help you do this by pay him RM150++. RM100 pay for police? RM50 pay for agent transportation? I not sure)

Agents should be able settle all the rest without your attention after this. Normally your insurance company will bear the cost of repairing your car first, afterward they will claim back the money from perpetrator’s insurance company. Just the timeline repairing your car could be over 10 days depend on how the car damaged.

Good thing is other part damaged which not related to this accident, can be repair as well free of charge ….. what i heard from someone, insurance company will not send someone to verify if total repairing cost less than rm5k? Hmmm…. need to be confirm. If you read this and know it appreciate your reply.

This is my first time play Forex and luckily I’m profit in the demo account. What i thought it is easy to earn in Forex market and I start deposit $$$ to the live account. I fund $100 usd to OANDA and in the end I get $97.05 which I believe $2.95 deduct by paypal as processing fee.

I start trading with real money and guess what…… Forex trading is not easy as I thought as I start losing my money by few pair EURUSD. It pretty hard in live account because you will be greedy and start worry when you see your money lost just in few seconds. In demo account you will not care the money and I bet you never or seldom put stop loss since it’s not real.

I think I need to study and analysis more on the Forex to become an expert.

Looking back to the last post we updated, it was already a year before i.e. in Aug,2009

Most probably this blog has been forgotten by everyone..

Today, i would like to make this blog ALIVE!

Lately, we are actually busy in doing some research on the housing properties in our state.

In fact, the Malaysia house price has increased drastically in a year time, it is about 20% from year 2010 to 2011, of which mainly is due to the rise in raw materials price. We anticipate the house price will continue to increasing in the next following years as the housing market demand right now is still showing an upward trend.

If not to buy now, who know a year later there will be another 20% increase in the house price again? And this would definitely burden and not affordable for us to own our first house.

Therefore, the decision to buy a new house has come across to our mind.

We have visited quite a lot of new launched housing projects in Ipoh (as below) and we had finally chosen one of them for our First Dream House!

Can u guess which of it we have finally decided to buy ?

1, Seri Botani, 20×70, RM233,800

2, Bercham Nova, 22×70, RM288,000

3. BBT2, Taman Canning Ipoh, 20×65, RM238,800

4. Hartamas Avenue, 22×70, RM238,800

5. Taman Bercham Idaman, 22×75, RM218,800

6. Montblue Residence, 24×75, RM437,800+

7. The Haven, 800+ SqFt, RM398,000+

Port Dover, this is the place that we take ferry from UK to France. This is a damn big ship that can carry many buses and cars.

We are inside the ferry. A small cafe that let passenger sit down and have a cup of coffee. Also inside have tax free shop and restaurant.

On the roof top. I think this the highest floor, deck 9. I really enjoy warm sunshine and cool wind here.

Yeahz, I reached Belgium finally.

Art ?

St. Michael , Belgium.

One of the famous place in Belgium, Royal Galleries of Saint-Hubert.

Many restaurant here !

Seafood. Wah, look like delicious …

Manneken Pis sister ?? Ohhh … this is how girl piss, now I only know…

Most famous place, Grand Place.

It is a beer festival, everyone in Europe is heavy beer drinker.

I forgot what name is this. You need to touch his body part like head, hand, and other to get different luck.

Manneken Pis. A story behind on this, roughly like this little boy save the town or street by piss on the fire.

Beware he piss on your head … haha. By the way, you can’t get closer on it because it’s fenced.